Annuity experiment 2026... Advantages of an annuity: 1/ Fixed income for life 2/ Certainty 3/ Reduce sequencing risk 4/ Options for death benefits and guarantees 5/ Enhanced rates for ill health / smoker status or BMI Disadvantages of an annuity: 1/ Generally less flexible than drawdown 2/ Potentially poor death benefits 3/ Rates vary often 4/ Complexity of options 5/ There’s no going back once it’s purchased What will you be doing in retirement? Will you consider an annuity? If so for all of yo
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Annuity experiment 2026... Advantages of an annuity: 1/ Fixed income for life 2/ Certainty 3/ Reduce sequencing risk 4/ Options for death benefits and guarantees 5/ Enhanced rates for ill health / smoker status or BMI Disadvantages of an annuity: 1/ Generally less flexible than drawdown 2/ Potentially poor death benefits 3/ Rates vary often 4/ Complexity of options 5/ There’s no going back once it’s purchased What will you be doing in retirement? Will you consider an annuity? If so for all of yo
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