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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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what’s in my wallet AND WHY! 💳✨✍🏽 as a financially responsible 27 year old! again, i did NOT grow up with money so i didn't start my financial literacy journey until a little bit later, but it's possible ❤️ and a credit card shouldn’t change your spending habits…just help you get benefits! wallet: @Barbour cards: @Chase Sapphire @American Express @Greenlight @SoFi #whatsinmywallet #creditcard #creditcardtips #personalfinancetips #financialliteracy
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