Don't skip calculating your Required Minimum Distributions (RMDs) as retirement nears or once you're already retired. You'll avoid hefty tax penalties and keep more of your hard-earned savings intact.
Most seniors age 73 and older have to take RMDs by Dec. 31, 2025. You don't have to take RMDs from Roth accounts. RMDs are based on your age and your account balance at the end of the previous year.
Use SmartAsset's RMD calculator to see what your required minimum distributions look like now and in the future. Enter your retirement account balance at the end of the previous year, your age and the ...
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