Bottom Line: You may buy this wallet to shield your cards from scammers, but you'll come to love how it remains stylish and new-looking over time. Pros: Made of 100% soft leather. Bifold design.

This is an excerpt from Dollar Scholar, the Money newsletter where news editor Julia Glum teaches you the modern money lessons you NEED to know. Don’t miss the next ...

Ever since we’ve been able to tap our payment cards on a terminal rather than sticking them in and typing a PIN – or, worse, signing a piece of paper like something out of the 20th century – criminals ...