Find out what these two types of car insurance cover and why you might want one over the other ...

Liability coverage is one of the most important types of auto insurance you can have. It protects you by paying for the other person's injuries or property damage when you are at fault in an accident.

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Drivers have been seeing a drastic rise in auto insurance premiums since the pandemic. In fact, the rising rate of auto insurance nationally is far higher than that of health and homeowners insurance.

If you’re driving and get into an accident, your liability car insurance will cover injuries and damage that you cause to others. That can protect your finances and keep you on the right side of the ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...