A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

When it comes to retirement planning, it's best to plan ahead. The Roth IRA is a popular way to save for your future. Perhaps you’ve been thinking about converting part of your traditional Individual ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

An investor might want to convert traditional IRA balances to Roth to move from a taxable account to a tax-free account when tax rates and even values might be lower. A Roth IRA can be "on sale" in ...