Certificates of deposit can add much-needed income to a retiree’s bank account. Here’s the best way to get that job done.

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Learn how it works, its benefits, and potential drawbacks.

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.